Diretor comercial / financeiro

Analysis of credit to companies and individuals. Monitoring the risk in the entire customer portfolio, as well as defining mitigation measures. Definition of  pricing.Initiate  new  business  opportunities  for  the  bank  through  the development of new business contacts and maintenance of existing client relationships to ensure sufficient profitable revenue generation.

Novo  Banco  Group. Identify  new  business  opportunities  in  each  of  the countries  assigned;  Reporting/Meetings –Preparation  of  relevant  reports and   attendance   at   Management/Board   and   meetings   as   requested;Compile  and  maintain  a  data  base  of  potential  customers/companies  to target  on  database;Planning  and  coordinating  the  implementation  of business   plans;Excellent   negotiation   skills,   proven   track   record   of successfully pitching for new business.

Report directly to Regional President. Responsible for building commercial customer  base  through  community  outreach  and  relationship  building.Analysis  of  credit  to  companies  and  individuals  from  all  branches  of  the Regional Department.Monitoring the risk in the entire customer portfolio, as well     as     defining     mitigation     measures.Definition     of     pricing.Lead/mentor/coach the sales team to develop deeper understanding of the consultative  sales  process  and  preferred  solutions  for  our  customers/ prospects.

Focused on loan production, deposit growth and sales of non-credit fee-based products.
Coached branch staff to increase sales and provide high quality customer service to customers.

Focused on loan production, deposit growth and sales of non-credit fee-based products.

Focused on loan production, deposit growth and sales of non-credit fee-based products.

Focused on loan production, deposit growth and sales of non-credit fee-based products.

Databases: Relational Databases and SQL; Databases: Advanced Topics in SQL (prerequisite: Relational Databases and SQL); Databases: OLAP and Recursion; Databases: Modeling and Theory; Databases: Semistructured Data.

Nota77/100 and 88/100
Course - Bitcoin and Cryptocurrencies: Bitcoin Protocol & Consensus: A High Level Overview; Blockchain History: From the Cypherpunk Movement to JP Morgan Chase; Bitcoin Mechanics & Optimizations: A Technical Overview; Bitcoin In Real Life: Wallets, Mining, and More; Game Theory & Network Attacks: How to Destroy Bitcoin; Ethereum & Smart Contracts: Enabling a Decentralized Future.
Course - Blockchain Technology: Distributed Systems and Alternative Consensus; Cryptoeconomics and Proof-of-Stake; Enterprise Blockchain: Real-World Applications; Scaling Blockchain: Cryptocurrencies for the Masses; Regulation and Anonymity; A Blockchain-Powered Future.

Nota: 92/100
Module 0: How the Regulatory World Changed after the Global Financial Crisis / Module 1: Why Regulate? / Module 2: Housing and Finance / Module 3: Banks and Non-bank Financial Institutions / Module 4: Capital and Liquidity / Module 5: Systemically-Important Financial Institutions and “Too Big to Fail” / Module 6: OTC Derivatives Reforms and Market Infrastructures / Module 7: Regulation of the Future: Adding Fintech to the Mix / Module 8: Altering Regulation to Respond to the COVID19 Pandemic

Atividades e grupos: Banking Business; Macroeconomics and Business; Strategic Management of Financial Institutions; Time Management and Organizational Behaviour; Investments; Leadership and Motivation; Finanacial Analysis; E-Business, Information and Technology Management; Business Law; Marketing of Financial Services; Negotiation; Corporate Finance; Customer Marketing Management; Credit Risk Analysis; Financial Innovation Instruments; Performance and Management Control; Risk Management;
Aimed at young executives with a high potential, this Master, was developed in a partnership between BES and the Catholic University. Combining the business experience of BES Group to the recognized academic capacity of the Catholic University, this project distinguishes itself not only for having a curriculum plan centered on the banking sector and adapted to the needs of BES, but also on the use of seminars on strategic topics conducted by guests with recognized business experience in the financial and other sectors.
The Master, with a duration of two academic years, takes place in Lisbon and in Porto.